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Independent VA Rating Reference

VA disability ratings, explained with real math.

We show the actual §4.25 and §4.26 calculations — every step, cited to the regulations. No estimates. No hand-waving.

  • Sourced to 38 CFR & VA.gov
  • Human-reviewed before publication
  • Independent — not a government site

The Method

How VA math actually works

Ratings don't add up the way most veterans expect. Three rules govern every combined rating.

  1. Ratings combine by efficiency, not addition

    A 50% rating leaves 50% "whole person" remaining. A second 30% rating applies to that remainder: 50 + (30% of 50) = 65, not 80.

  2. Bilateral conditions get a 10% add-on

    Under §4.26, ratings for both knees (say 30 + 20) combine first to 44, then 10% is added: 44 + 4.4 = 48.4, rounded to 48.

  3. The final value rounds to the nearest 10

    Under §4.25, the combined value converts to the nearest ten. A result of 48 becomes 50%; a result of 43 becomes 40%.

The bilateral factor, step by step: 30% and 20% legs reach 50% instead of 40% THE BILATERAL FACTOR, STEP BY STEP Example: 30% right knee + 20% left knee 1 Pair the two sides 30% right leg + 20% left leg Both are compensable and both are legs, so §4.26 applies. 2 Combine on the whole-person basis (§4.25) 30 + (20 × 70 ÷ 100) = 44% Not 50%. Each rating works on the capacity that remains. 3 Add the bilateral factor (§4.26) 44 + 4.4 = 48.4 → 48% The factor is 10% of 44 = 4.4, added not combined. 4 Round to the final rating (§4.25(a)) 48 rounds up to 50% Values ending in 5 round up. SAME RATINGS, TWO OUTCOMES Without the factor 40% 44 rounds down With the factor 50% 48 rounds up The 10% factor moves the final result from 40% to 50%.
Worked example computed with the site calculator engine under 38 CFR §4.25 (combine) and §4.26 (bilateral factor). The factor is added arithmetically, not combined.

Read the full combined ratings guide

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How we source this site

Every claim is cited to 38 CFR or VA.gov, and each article is human-reviewed before publication. BilateralFactor is independent and not affiliated with the U.S. Department of Veterans Affairs.

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